Types of Home Loans
Conventional Home Loans – Standard mortgage loans that are not backed by the government, requiring a good credit score and down payment.
FHA Loans – Government-backed loans designed for first-time homebuyers with lower credit scores and smaller down payments.
VA Loans – Available to eligible military service members and veterans, offering zero down payment and favorable terms.
USDA Loans – Aimed at rural homebuyers, these loans require no down payment and have lower interest rates.
Home Equity Loans & HELOCs – These allow homeowners to borrow against the equity in their homes for renovations, debt consolidation, or other expenses.
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